“银行信贷”常见的英文表达是 “bank credit” 。
例如：
Bank credit plays a crucial role in promoting economic development.（银行信贷在促进经济发展中起着至关重要的作用。）
The company obtained a large amount of bank credit to expand its business.（该公司获得了大量银行信贷以拓展业务。）