“住房抵押贷款”常见的英文表达是 “home mortgage loan” 或 “housing mortgage loan”。
“home mortgage loan” 更侧重于强调是用于购买或拥有住房的抵押贷款。
“housing mortgage loan” 同样准确， “housing” 明确指向与住房相关的事务。
例如：They applied for a home mortgage loan to buy their dream house.（他们申请了住房抵押贷款来购买他们梦想中的房子。）