"话费总付电话" can be translated as "phone with a centralized/unified payment for call charges" or more concisely as "phone with consolidated call charge payment".
Here are some possible expressions depending on the context:
Centralized Payment Phone for Call Charges: This emphasizes that the payment for all call charges is handled centrally.
Unified Payment Phone for Telephone Bills: This suggests that all telephone bills, including call charges, are paid through a unified method.
Consolidated Call Charge Payment Phone: This highlights that the call charges are consolidated and paid together.
In a more business or telecom context, you might also hear terms like "corporate phone with consolidated billing" or "enterprise phone with unified call charge management", which refer to phones provided by companies to their employees where the call charges are managed and paid for centrally by the company.
For the specific term "话费总付电话", the most straightforward and commonly understood translation would likely be "phone with consolidated call charge payment".