“信用状况”常见的英文表达是 “credit status” 或 “credit condition” 。
credit status:更侧重于描述一个人或组织在信用方面的整体状态、评级等,在金融、商业等场景中较为常用。例如:We need to check your credit status before approving the loan.(在批准贷款之前,我们需要核查你的信用状况。)
credit condition:强调信用方面的具体情形、情况,使用场景也较为广泛。例如:The company's credit condition has improved significantly this year.(该公司今年的信用状况有了显著改善。)