“银行贷款”常见的英文表达是 “bank loan” 。
例如：
He applied for a bank loan to start his own business.（他申请了一笔银行贷款来创业。）
The company secured a large bank loan to expand its operations.（这家公司获得了一笔数额巨大的银行贷款来拓展业务 。）